疲软sluggish 增幅贡献 纸上谈兵Be an armchair strategist 质的变化qualitative change. 量的变化quantitative change 证券业securities business 改制re - organized ， 企业改制 Restructuring of enterprise 农村信用社credit cooperatives in rural areas 花旗银行 National City Bank of New York 份额share 调剂adjust 瓶颈bottle-neck 纲要 outline 资本运作 阶段性标志 结算业务settlement operations 泡沫经济Bubble economy 投机泡沫 暴走 剩下的那？？？我也不？缘昧？