为什么你勤劳却不富有

[让工作富有成效的好习惯]Planning Establish a routine of planning your week and your day. This will allow you to he your most productive week all the time. Start yourday an extra 10 min...+阅读

I am constantly shocked at how little talented people earn. I heard the other day that less than 5 percent of Americans earn more than 100,000 a year.

我常常吃惊，为什么有才华的人却只有微薄的收入。前几天我听人说，只有不到5％的美国人年收入在10万美元以上。A business consultant who specializes in the medical trade was telling me how many doctors, dentists and chiropractors struggle financially. All this time, I thought that when they graduated, the dollars would pour in. It was this business consultant who ge me the phrase, They are one skill away from great wealth. What this phrase means is that most people need only to learn and master one more skill and their ine would jump exponentially.

一位精通药品贸易的商务顾问曾经告诉我，有许多医生、牙医和按摩师生活拮据。以前我总以为他们一毕业，财源便会滚滚而来。这位商务顾问告诉了我一句话：离发大财，他们还差一项技能。这句话的意思是说，大部分人还需多学习并掌握一项技能，他们的收入才能呈指数倍增长。I he mentioned before that financial intelligence is a synergy of accounting, investing, marketing and law. bine those four technical skills and making money with money is easier. When it es to money, the only skill most people know is to work hard.

以前我提到过，财商是会计、投资、市场营销和法律方面的能力综合。将上述四种专业技能结合起来，以钱生钱就会更容易。说到钱，大部分人所知的唯一技能就是拼命工作。When I graduated from the U.S. Merchant Marine Academy in 1969, my educated dad was happy. Standard Oil of California had hired me for its oil-tanker fleet. I had a great career ahead of me, yet I resigned after six months with the pany and joined the Marine Corps to learn how to fly. My educated dad was devastated. Rich dad congratulated me.

1969年，我从美国海运学院毕业了。我那有学识的爸爸十分高兴，因为加州标准石油公司录用我为它的油轮队工作。尽管我的未来前程远大，但我还是在6个月后辞职离开了这家公司，加入海军陆战队去学习飞行。对此我那有学识的爸爸非常伤心，而富爸爸则祝贺我做出的决定。Job security meant everything to my educated dad. Learning meant everything to my rich dad. Educated dad thought I went to school to learn to be a ship's officer. Rich dad knew that I went to school to study international trade. So as a student, I made cargo runs, nigating large freighters, oil tankers and passenger ships to the Far East and the South Pacific. While most of my classmates, including Mike, were partying at their fraternity houses, I was studying trade, people and cultures in Japan, Thailand, Singapore, Hong Kong, Vietnam, Korea and the Philippines. I also was partying, but it was not in any frat house. I grew up rapidly.

对于有学识的爸爸来说，稳定的工作就是一切。而对于富爸爸来说，学习才是一切。有学识的爸爸以为我上学是为了做一名船长，而富爸爸明白我上学是为了学习国际贸易。因此，在做学生时，我跑过货运、为前往远东及南太平洋的大型货轮、油轮和客轮导航。当我的大部分同班同学，包括迈克，在他们的联谊会会堂举办晚会的时候，我正在日本、泰国、新加坡、中国香港、越南、韩国和菲律宾学习贸易、