投资专家如何为自己理财

[求职如何为自己开价]求职者都将面临讨价还价。有经验的求职者，把讨价还价同展示自己的智慧与实力有机地融合起来，通过谈判，既展示了自己的能力，又争取到预期的待遇，还赢得了对方的好感，可谓一举三得。...+阅读

Scott Kays just celebrated his 50th birthday and, like most people his age, is juggling career, family, mortgage payments, and other facts of daily life. He also makes sure that his investments and retirement goals are on track, and volunteers at his church and in his munity.

斯考特凯斯(Scott Kays)刚刚过了50岁生日，和大多数同龄人一样，他疲于应付事业、家庭、房贷和各种家常琐事，也时刻盯着他的投资帐户和退休计划，确保一切处于正轨。此外，他还在自己所在的社区和教堂从事志愿工作。考试大－全国最大教育类网站(．Examda。)

Many people in Mr. Kayss situation would hire a financial adviser to tell them where to put their money and how to handle sings, investments, taxes and household expenses to secure their financial future.

很多与凯斯情况相似的人都会聘请一个财务顾问，后者建议把钱投到什么地方，如何处理存款、投资、税收和家庭支出，以保证未来的财务健康。

But Mr. Kays is a chartered financial analyst. He started his Atlanta-based investment-management business 25 years ago and now directs about $140 million of his clients wealth. Over the years, he has seen just about everything the financial markets can dish out. Its his job to strategize with clients and counsel them. 但凯斯是个有特许资格的金融分析师，25年前在亚特兰大开始从事投资管理工作，现在为客户管理着约1.4亿美元的资产。这些年来，他已经几乎看遍了金融市场可能发生的各种事情。他的工作就是协助客户制定投资策略，提供理财建议。

So how do Mr. Kays and his wife, Lisa, oversee their own financial responsibilities, which include caring for six children ranging in age from six to 22?