银行笔试专业词汇表

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acquiring pany 收购公司

bad loan 呆帐

chart of cash flow 现金流量表

clearly-established ownership 产权清晰

debt to equity 债转股

diversity of equities 股权多元化

economy of scale 规模经济

emerging economies 新兴经济

exchange-rate regime 汇率机制

fund and financing 筹资融资

global financial architecture 全球金融体系

global integration, globality 全球一体化，全球化

go public 上市

growth spurt (经济的)急剧增长

he one's 'two mas' 百万富翁

hedge against 套期保值

housing mortgage 住房按揭

holdings 控股，所持股份

holding pany 控股公司

initial offerings 原始股

initial public offerings 首次公募

innovative business 创新企业

intellectual capital 智力资本

inter-bank lending 拆借

inter customer 网上客户

investment payoff period 投资回收期

joint-stock 参股

mall rat 爱逛商店的年轻人

means of production 生产要素

(the)medical cost social pool for major diseases 大病医疗费用社会统筹

mergers and acquisitions 并购

mobile-phone banking 移动电话银行业

moods 人气

potato 网虫

non-store seling 直销

offering 新股

online-banking 网上银行业

online-finance 在线金融

online client (银行的)网上客户

paper profit 帐面收益

physical assets 有形资产

project fund system 项目资本金制度

pyramid sale 传销

recapitalize 资产重组

regional corrency blocks 地区货币集团

regulate 调控

sell off 变现

share(stock) option 期权，股票认购权

smart card 智能卡

slash prices 杀价

spare capacity 闲置的生产能力

strong growth 强劲的增长势头

switch trade 转手贸易

takepublic 上市

tap the idle assets 盘活存量资产

transaction (银行的)交易

transfer payment from the exchequer 财政转移支付

venture-capital 风险资本

virtual bank 虚拟银行

wire transfer 电子转帐

account number 帐目编号

depositor 存户

pay-in slip 存款单

a deposit form 存款单

a banding machine 自动存取机

to deposit 存款

deposit receipt 存款收据

private deposits 私人存款

certificate of deposit 存单

deposit book, passbook 存折

credit card 信用卡

principal 本金

overdraft, overdraw 透支

to counter sign 双签

to endorse 背书

endorser 背书人

to cash 兑现

to honor a cheque 兑付

to dishonor a cheque 拒付

to suspend payment 止付

cheque,check 支票

cheque book 支票本

order cheque 记名支票

bearer cheque 不记名支票

crossed cheque 横线支票

blank cheque 空白支票

rubber cheque 空头支票

cheque stub, counterfoil 票根

cash cheque 现金支票

treler's cheque 旅行支票

cheque for transfer 转帐支票

outstanding cheque 未付支票

canceled cheque 已付支票

fed cheque 伪支票

Bandar's note 庄票，银票

banker 银行家

president 行长

sings bank 储蓄银行

Chase Bank 大通银行

National City Bank of New York 花旗银行

Hongkong Shanghai Banking Corporation 汇丰银行

Chartered Bank of India, Australia and China 麦加利银行

Banque de I'IndoChine 东方汇理银行

central bank, national bank, banker's bank 中央银行

bank of issue, bank of circulation 发行币银行

mercial bank 商业银行，储蓄信贷银行

member bank, credit bank 储蓄信贷银行

discount bank 贴现银行

exchange bank 汇兑银行

requesting ba

nk 委托开证银行

issuing bank, opening bank 开证银行

advising bank, notifying bank 通知银行

negotiation bank 议付银行

confirming bank 保兑银行

paying bank 付款银行

associate banker of collection 代收银行

consigned banker of collection 委托银行

clearing bank 清算银行

local bank 本地银行

domestic bank 国内银行

overseas bank 国外银行

unincorporated bank 钱庄

branch bank 银行分行

trustee sings bank 信托储蓄银行

trust pany 信托公司

financial trust 金融信托公司

unit trust 信托投资公司

trust institution 银行的信托部

credit department 银行的信用部

mercial credit pany(discount pany) 商业信贷公司(贴现公司)

neighborhood sings bank, bank of deposit 街道储蓄所

credit union 合作银行

credit bureau 商业兴信所

self-service bank 无人银行

land bank 土地银行

construction bank 建设银行

industrial and mercial bank 工商银行

bank of munications 交通银行

mutual sings bank 互助储蓄银行

post office sings bank 邮局储蓄银行

mortgage bank, building society 抵押银行

industrial bank 实业银行

home loan bank 家宅贷款银行

reserve bank 准备银行

chartered bank 特许银行

corresponding bank 往来银行

merchant bank, accepting bank 承兑银行

investment bank 投资银行

import and export bank (EXIMBANK) 进出口银行

joint venture bank 合资银行

money shop, native bank 钱庄

credit cooperatives 信用社

clearing house 票据交换所

public accounting 公共会计

business accounting 商业会计

cost accounting 成本会计

depreciation accounting 折旧会计

puterized accounting 电脑化会计

general ledger 总帐

subsidiary ledger 分户帐

cash book 现金出纳帐

cash account 现金帐

journal, day-book 日记帐，流水帐

bad debts 坏帐

investment 投资

surplus 结余

idle capital 游资

economic cycle 经济周期

economic boom 经济繁荣

economic recession 经济衰退

economic depression 经济萧条

economic crisis 经济危机

economic recovery 经济复苏

inflation 通货膨胀

deflation 通货收缩

devaluation 货币贬值

revaluation 货币增值

international balance of payment 国际收支

fourable balance 顺差

adverse balance 逆差

hard currency 硬通货

soft currency 软通货

international moary system 国际货币制度

the purchasing power of money 货币购买力

money in circulation 货币流通量

note issue 纸币发行量

national budget 国家预算

national gross product 国民生产总值

public bond 公债

stock, share 股票

debenture 债券

treasury bill 国库券

debt chain 债务链

direct exchange 直接(对角)套汇

indirect exchange 间接

(三角)套汇

cross rate, arbitrage rate 套汇汇率

foreign currency (exchange) reserve 外汇储备

foreign exchange fluctuation 外汇波动

foreign exchange crisis 外汇危机

discount 贴现

discount rate, bank rate 贴现率

gold reserve 黄金储备

money (financial) market 金融市场

stock exchange 股票交易所

broker 经纪人

mission 佣金

bookkeeping 簿记

bookkeeper 簿记员

an application form 申请单

bank statement 对帐单

letter of credit 信用证

strong room, vault 保险库

equitable tax system 等价税则

specimen signature 签字式样

banking hours, business hours 营业时间